Perhaps you've come into a little extra cash and wonder, "Should I invest it or use it to pay off something I already owe?" It's a decision that we often make without a great deal of consideration. But the results have consequences far into our future! This freeware calculator is designed to help you see the future effects of an investment compared to the future effects of using funds to pay down a current debt. It's another FREE, "quick and dirty," financial calculator from Wheatworks!